Personal Finance Basics: A Complete Guide

Taking control of your finances is one of the most important steps you can take toward a secure future. This guide covers everything you need to know to get started.

The Foundation: Budgeting

A budget is your financial roadmap. Here's how to create one:

The 50/30/20 Rule

• 50% Needs: Housing, utilities, groceries, insurance
• 30% Wants: Entertainment, dining out, hobbies
• 20% Savings: Emergency fund, retirement, investments

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